GREAT FLORIDA MORTGAGE RATES

Okay, you called several lenders, asked about Florida mortgage rates and got several different answers. Now what do you do?

Call Horizon Home Funding at
407-647-3377

We offer the most competitive mortgage rates in the state of Florida and can help you make a well-informed decision based on your qualifications. Information seems to be everywhere. Dozens of publications, the Internet, even your local newspaper lists mortgage rates and other costs.

But What Does It All Mean To Me?

This information may be important in gaining some general perspective on Florida mortgage rates, but this information can be confusing, even deceiving. You need to know exactly how these different factors will affect your loan and how they will impact your selection of a mortgage professional.

Interest rates vary from lender to lender. Big banks and large mortgage companies tend to have substantial overhead costs driving rates higher and making them less competitive. By utilizing cutting edge computer technology and reduced overhead expenses, Horizon Home Funding can offer you better mortgage rates... rates that could potentially save you thousands of dollars over the life of your loan. We guarantee you will be impressed with our high quality of service and our aggressive pricing.

Why We Don't Publish Our Rates?

Mortgage rates may change several times during the business day. The driving force behind these fluctuations in market conditions is the mortgage backed securities market. Bond prices change daily and the general rule of thumb is as follows: when bond prices go up interest rates go down. Conversely, if bond prices go down interest rates go up. Many economic factors can effect the direction of these financial markets. You need a professional who is constantly updated on these market changes to lock in your mortgage rate at just the right time.

So What Should I Do?

The most important documents you will need to review to obtain your Florida mortgage are the good faith estimate, which outlines all closing costs and other costs due at the time of the closing; and the lock-in agreement, which outlines the specific terms of your locked in mortgage rate. If your lender is reluctant to provide this information you should be concerned. For full disclosure of all costs, real time Florida mortgage rates, and superior service, call Horizon Home Funding today at 407-647-3377. Horizon Home Funding is your Florida mortgage rates specialist.